Monday 15 October 2012

YOUR CREDIT UNION KENSINGTON & CHELSEA: AN INSPIRED IDEA FROM AHERN & RBK&C


Adrian Beecroft runs Dawn Capital: he is a great friend of David Cameron. At Cameron's instigation he wrote a much ridiculed report on how to improve UK productivity. 
He describes himself as a philanthropist: by that one assumes he means his vast contributions to the Conservative Party. 
WONGA BACKER BEECROFT
That organ of Toryism, the Daily Telegraph wrote a startling report highlighting how Wonga.com, the loan 'marine predator' was providing 4000% per annum loans to children!

Wonga is a vile company. In other countries it's usurious ways would be illegal. But here, in the UK, unlike the shark, it is a protected species. Wonga's cloying and misleading TV advertising should be banned by the ASA.
Last year it made pretax profits of £45 million providing loans to those already up to their ears in debt and sinking deeper.

So what has Wonga got to do with Mr Cameron? 
Beecroft is a backer of Wonga. His dividend flow from Wonga is immense; in fact, so immense he is able to divert some of the dubious profits to the Conservative Party coffers. In other words the Conservative Party is helped stay afloat through the vast interest payments made by Wonga customers!

In those days when the Conservative Party had a sense of morality the leadership would not have touched Beecroft with a bargepole. Can one imagine the shock Alec Douglas-Home would have felt having to consort with the likes of Beecroft now presumably well on the way to his peerage.
So having looked at Beecroft and his unpleasant company, Wonga, let us take a look at a brilliant and morally sound way of helping families who need financial help....it comes from RBK&C!

Conceived by Cllr Tim Ahern and actively promoted by Cllrs Read and Freeman. These are the details:-
The Credit Union, branded as “Your Credit Union Kensington and Chelsea” has been established with the support of a number of local organisations, including the Council, the Kensington & Chelsea Partnership, the PCT and Octavia Foundation. It received FSA authorisation in May of this year.
The key objective is to make credit available, at reasonable interest rates, to vulnerable members of the community who would otherwise have no alternative but to turn to loan sharks, pawnbrokers or payday lenders.
Residents who can afford to do so are being encouraged to become Founding Members to provide the initial deposits to fund lending to vulnerable borrowers. Savings with credit unions are covered by the Financial Services Compensation Scheme. .
Founding Members who pledge now to deposit between £5,000 and £10,000 will be invited to a Founding Member reception hosted by the Mayor and Deputy Mayor.  Emily Maitlis will be present at the reception and has agreed to be a speaker.
The Dame thoroughly applauds this initiative and suggests that if any of her loyal readers would like to become a Founding Member, they should make contact with the Credit Union by contacting Councillor Read at cllr.read@rbkc.gov.uk

433 comments:

  1. Cllr Read for Leader! Horah!

    ReplyDelete
  2. Why do you write 'Horah'when you mean 'Horror'? Typical Cllr Palmer spelling issues!

    ReplyDelete
  3. Anything with Cllr Read's footprint does not get my vote

    ReplyDelete
  4. oh but it got the Hornets vote

    "The Dame thoroughly applauds this initiative"

    I think there is a split vote here between the Labour party and the sad resident who is trying to get some attention as nobody wants to know them.

    ReplyDelete
    Replies
    1. Very garbled blog from Anonymous 21:44, but it seems he doesn't get it. With the support of Ahern, Freeman and Read you think this is a Labour initiative? Get real and stop seeing reds under beds that don't exist. This sounds to me like a genuine initiative to help deprived and vulnerable residents and it sounds as if you only want to drive them out of the Borough. Sad creature.

      Delete
  5. A well run credit union would be excellent. Presumably, by attaching his name to it, Hornton Street seeks to rehabilitate Cllr Read's tarnished reputation. In fact we know his halo will soon slip.

    ReplyDelete
  6. I suspect that the negative blogs are from wealthy residents looking for an excuse to keep their wallets closed! There is nothing to suggest that the Credit Union would be anything other than a way of improving the lives of K&C's most deprived residents. Well done Dame for supporting it!

    ReplyDelete
  7. times up pedo fool- send home our kids- get off the drugs- stop lying NOW - soldiers are coming to sort this out,you have been told

    ReplyDelete
  8. Setting up a Credit Union is a terrific idea! Well done!
    We need to be very careful about how the RBKCCU is constituted. Asking the Council to manage the CU's accounts is like assigning an Alsatian to mind the sausages!

    Phone:07799647160

    ReplyDelete
  9. The proposed Credit Union received unanimous support from all three political parties on the Council - only Inspector Clouseau and his misguided friends sought to block it at a meeting of the scrutiny committee.

    ReplyDelete
  10. There seems to be a bit of confusion on this web site, is it the view that the Hornet supports this and all the commentators are against this?

    ReplyDelete
  11. it is quite simple the Labour party support this because it will help some of their most poor residents, where as the filthy rich have more hatred for the good Councillors of the Royal borough (Cllr Read etc) and are quite happy for the poor to starve

    ReplyDelete
  12. 19:44 I don't see the confusion. The Dame quite clearly supports the Credit Union and it appears that most comments are pro or ambivalent

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  13. Anything with Cllr Read's footprint does not get my vote

    etc

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